Installment payment
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Real conditions, real installments — calculate your monthly payment in seconds.
Frequently Asked Questions about Financing
PayPal offers terms from 3 to 24 months with 11.99% effective annual interest – ideal for shorter financing. Klarna offers up to 36 months with 13.60% effective annual interest plus a €0.45 monthly fee. PayPal is generally cheaper, Klarna offers more flexibility in terms.
Both providers conduct a credit check. The inquiry is usually SCHUFA-neutral – it is registered as a condition inquiry and has no negative impact on your score. A SCHUFA entry only occurs upon contract conclusion.
Yes – both providers allow early repayment at any time without additional costs. You only pay the remaining installments plus accrued interest up to the repayment date.
If an application is rejected by one provider, you can try the other – the credit criteria differ. Alternatively, purchase on account or via instant bank transfer is available. Contact us directly, and we will find a solution.
Both providers decide in real time – the answer comes within seconds directly at checkout. No paperwork, no waiting for a callback.
The calculator shows representative sample rates based on official interest rates. The actual conditions are individually determined at checkout and may vary slightly. Only the conditions you confirm upon conclusion are binding.
Buy E-Choppers on Installments - Financing at Star-Biker
With Star-Biker installment payment, you can flexibly finance your E-Chopper or E-Scooter – without down payment, without paperwork, with an immediate decision. Two proven providers are available: PayPal Installment Payment and Klarna Installment Purchase.
PayPal Installment Payment — 3 to 24 Months
PayPal offers terms of 3, 6, 12, and 24 months with an effective annual interest rate of 11.99%. The decision is made in real time directly at checkout – ideal for shorter terms with lower total costs.
Klarna Installment Purchase — up to 36 Months
Klarna allows terms from 6 to 36 months. The effective annual interest rate is 13.60% plus a monthly fee of €0.45. All purchases are managed bundled in the Klarna App.
How is the rate calculated?
The calculator uses the annuity formula – the same method as banks. The purchase price, including interest, is distributed evenly over the term, so each monthly installment is identical.
For which vehicles is installment payment available?
Financing is available for all Star-Biker E-Choppers, E-Scooters, and Cabin Scooters in the shop – from €500 to €5,000. The minimum order amount for PayPal is €99.
€0 Down Payment — Ride off immediately
No down payment, no hidden fees. You order as usual, select installment payment at checkout – the vehicle will be shipped directly after confirmation, usually within 3–5 business days.
Ready for your vehicle?
Choose your model, calculate your desired rate, and finance directly at checkout – no down payment required.